Unless one is wealthy there is no use in being a charming fellow．Romance is the privilege of the rich，not the profession of the—unem—ployed．The poor should be practical and prosaic．It is better to have apermanent income than to be fascinating．
These are the great truths of modem life which Hughie Erskine neverrealized．Poor Hughie！Intellectually，we must admit，he was not of muchimportance．He never said a brilliant or even an ill—natured thing in hislife．But then he was wonderfully good—looking，with his crisp brown hair．his clear—cut profile，and his grey eyes．He was as popular with men as he was with women，and he had every accomplishment except that of ****** money．His father had bequeathed him his cavalry sword，and a History of the Peninsular War in fifteen volumes：Hughie hung the first over his looking—glass，put the second on a shelf between Ruff’S Guide and Bailey’S Magazine，and lived on two hundred a year that an old aunt allowed him．He had tried everything．He had gone on the Stock Ex—change for six months：but what was a butterfly to do among bulls and bears？He had been a tea—merchant for a little longer，but had soon tired of that．Then he had tried selling dry sherry．That did not answer；the sherry was a little too dry．Ultimately he became nothing，a delightful，in。 effectual young man with a perfect profile and no profession．
To make matters worse，he was in love．The girl he loved was Laura Merton，the daughter of a retired Colonel who had lost his temper and his digestion in India，and had never found either of them again．Laura a—dored him，and he was ready to kiss her shoe—strings．They were the h、andsomest couple in London，and had not a penny—piece between them．The Colonel was very fond of Hughie，but would not hear of any engagement．
“Come to me，my boy，when you have got ten thousand pounds of your own，and we will see about it，”he used to say；and Hughie looked very glum on those days，and had to go to Laura for consolation．
One morning，as he was on his way to Holland Park，where the Mer-tons lived，he dropped in to see a great friend of his，Alan Trevor．Trevor was a painter．Indeed，few people escape that nowadays．But he was also an artist，and artists are rather rare．Personally he was a s~ange rough fel—low，with a freckled face and a red ragged beard．However，when he took up the brush he was a real master，and his pictures were eagerly sought after．He had been very much attracted by Hughie at first，it must be ac．knowledged，entirely on account of his personal charm．“The only people a painter should know，”he used tO say，“are people who are beautiful．people who are an artistic pleasure to look at and an intellectual repose to talk to．Men who are dandies and women who are darlings rule the world，at least they should do SO．”However．after he got to know Hughie better，he liked him quite as much for his bright buoyant spirits and his generous reckless nature，and had given him the permanent entree to his sttldjn When Hughie came in he found Trevor putting the finishing touchesto a wonderful life—size picture of a beggar—man．The beggar himselfwas standing on a raised platform in a comer of the studio．He was a wizened old man，with a face like wrinkled parchment，and a most piteousexpression．Over his shoulders was flung a coarse brown cloak，all tearsand tatters；his thick boots were patched and cobbled，and with one handhe leant on a rough stick，while with the other he held out his battered hatfor alms．
“What an amazing model！”whispered Hughie，as he shook handswith his friend．
“An amazing model？”shouted Trevor at the top of his voice：“I should think SO！Such beggars as he are not to be met with everyday．”
“Poor old chap！”said Hughie，“how miserable he looks！But I suppose，to you painters，his face is his fortune？”
“Certainly，”replied Trevor，“you don’t want a beggar to look hap—py，do you？”
“How much does a model get for sitting？”asked Hughie，as hefound himself a comfortable seat on a divan．
“A shilling an hour．”
“And how much do you get for your picture，Alan？”
“Oh．for this I get two thousand！”
“Pounds？”
“Guineas．Painters，poets，and physicians always get guineas．”
“Well．I think the model should have a percentage，”cried Hughie，laughing；“they work quite as hard as you do．”
“Nonsense，nonsense！Why，look at the trouble of laying on the paim one，and standing all day long at one’s easel！It’s all very well， Hughie，for you to talk，but I assure you that there are moments when Art almost attains to the dignity of manual labour．But you mustn’t chatter； I’m very busy．Smoke a cigarette，and keep quiet．”
After some time the servant came in，and told Trevor that the．ame— maker wanted to speak to him．
“Don’t run away，Hughie，”he said，as he went out，“1 will be back in a moment．”
The old beggar—man took advantage of Trevor’S absence to rest for a moment on a wooden bench that was behind him．He looked SO forlom and wretched that Hughie could not help pitying him，and felt in his pockets to see what money he had．All he could find was a sovereign and some coppers．“Poor old fellow，”he thought to himself，“he wants it more than I do，but it means no hansoms for a fortnight．”and he walked across the studio and slipped the sovereign into the beggar’S hand．
The old man started，and a faint smile flitted across his withered lips．“Thank you，sir，”he said，“thank you．”
Then Trevor arrived，and Hughie took his leave，blushing a little at what he had done．He spent the day with Laura，got a charming scolding for his extravagance，and had to walk home．、That night he strolled into the Pale~e Club about eleven O’clock，and found Trevor sitting by himself in the smoking——room drinking hock and seltzer．
“Well，Alan，did you get the picture finished all right？”he said．as he lit his cigarette．
“Finished and framed，my boy！”answered Trevor；“and．by—the—bye，you have made a conquest．That old model you saw is quite devotedto you．I had to tell him all about you—who you are，where you live，what your income is，what prospects you have…” “My dear Alan，”cried Hughie，“I shall probably find him waitingfor me when I go home．But of course you are only joking．Poor old wretch！1 wish I could do something for him．I think it is dreadful that anyone should be SO miserable．I have got heaps of old clothes at home—do you think he would care for any of them？Why，his rags were fallingto bits．”