IN WHICH A CONVERSATION TAKES PLACE WHICH SEEMS LIKELY TO COST PHILEAS FOGG DEAR.
Phileas Fogg，having shut the door of his house at half-past eleven，and having put his right foot before his left five hundred and seventy-five times，and his left foot before his right five hundred and seventy-six times，reached the Reform Club，an imposing edifice in Pall Mall，which could not have cost less than three millions.He repaired at once to the dining-room，the nine windows of which open upon a tasteful garden，where the trees were already gilded with an autumn colouring；and took his place at the habitual table，the cover of which had already been laid for him.His breakfast consisted of a side-dish，a broiled fish with Reading sauce，a scarlet slice of roast beef garnished with mushrooms，a rhubarb and gooseberry tart，and a morsel of Cheshire cheese，the whole being washed down with several cups of tea，for which the Reform is famous.He rose at thirteen minutes to one，and directed his steps towards the large hall，a sumptuous apartment adorned with lavishly-framed paintings.A flunkey handed him an uncut Times，which he proceeded to cut with a skill which betrayed familiarity with this delicate operation.The perusal of this paper absorbed Phileas Fogg until a quarter before four，whilst the Standard，his next task，occupied him till the dinner hour.Dinner passed as breakfast had done，and Mr Fogg reappeared in the reading-room and sat down to the Pall Mall at twenty minutes before six.Half-an-hour later several members of the Reform came in and drew up to the fireplace，where a coal fire was steadily burning.They were Mr Fogg's usual partners at whist：Andrew Stuart，an engineer；John Sullivan and Samuel Fallentin，bankers；Thomas Flanagan，a brewer；and Gauthier Ralph，one of the Directors of the Bank of England；-all rich and highly respectable personages，even in a club which comprises the princes of English trade and finance.
Well，Ralph，said Thomas Flanagan，what about that robbery？
Oh，replied Stuart；the bank will lose the money.
On the contrary，broke in Ralph，I hope we may put our hands on the robber.Skilful detectives have been sent to all the principal ports of America and the Continent，and he'll be a clever fellow if he slips through their fingers.
But have you got the robber's deion？asked Stuart.
In the first place he is no robber at all，returned Ralph，positively.
What！a fellow who makes off with fifty-five thousand pounds，no robber？
No.
Perhaps he's a manufacturer，then.
The Daily Telegraph says that he is a gentleman.
It was Phileas Fogg，whose head now emerged from behind his newspapers，who made this remark.He bowed to his friends，and entered into the conversation.The affair which formed its subject，and which was town talk，had occurred three days before at the Bank of England.A package of bank-notes，to the value of fifty-five thousand pounds，had been taken from the principal cashier's table，that functionary being at the moment engaged in registering the receipt of three shillings and sixpence.Of course he could not have his eyes everywhere.Let it be observed that the Bank of England reposes a touching confidence in the honesty of the public.There are neither guards nor gratings to protect its treasures；gold，silver，bank-notes are freely exposed，at the merry of the first comer.A keen observer of English customs relates that，being in one of the rooms of the Bank one day，he had the curiosity to examine a gold ingot weighing some seven or eight pounds.He took it up，scrutinized it，passed it to his neighbour，he to the next man，and so on until the ingot，going from hand to hand，was transferred to the end of a dark entry；nor did it return to its place for half-an-hour.Meanwhile，the cashier had not so much as raised his head.But in the present instance things had not gone so smoothly.The package of notes not being found when five o'clock sounded from the ponderous clock in thedrawing office，the amount was passed to the account of profit and loss.As soon as the robbery was discovered，picked detectives hastened off to Liverpool，Glasgow，Havre，Suez，Brindisi，New York，and other ports，inspired by the proffered reward of two thousand pounds，and five per cent on the sum that might be recovered.Detectives were also charged with narrowly watching those who arrived at or left London by rail，and a judicial examination was at once entered upon.
There were real grounds for supposing，as the Daily Telegraph said，that the thief did not belong to a professional band.On the day of the robbery a well-dressed gentleman of polished manners，and with a well-to-do air，had been observed going to and fro in the paying-room，where the crime was committed.A deion of him was easily procured and sent to the detectives；and some hopeful spirits，of whom Ralph was one，did not despair of his apprehension.The papers and clubs were full of the affair，and everywhere people were discussing the probabilities of a successful pursuit；and the Reform Club was especially agitated，several of its members being Bank officials.
Ralph would not concede that the work of the detectives was likely to be in vain，for he thought that the prize offered would greatly stimulate their zeal and activity.But Stuart was far from sharing this confidence；and as they placed themselves at the whist-table，they continued to argue the matter.Stuart and Flanagan played together，while Phileas Fogg had Fallentin for his partner.As the game proceeded the conversation ceased，excepting between the rubbers，when it revived again.